Private Health Insurance FAQs
Private health insurance is coverage provided by non-governmental insurance companies. It helps pay for medical expenses such as doctor visits, hospital stays, prescriptions, and preventive care. At Health Insurance with Sherri, we offer customized private plans that fit your needs and budget.
Private health insurance is purchased directly from a licensed agent or insurance company and may offer more flexible options than marketplace plans. Marketplace insurance is government-facilitated and often includes subsidies. We help clients compare both to make the right choice.
Private health insurance is ideal for individuals, families, small business owners, and those who don’t qualify for subsidies or want coverage outside of the ACA marketplace. We’ll help you explore the best plan for your health and financial situation.
Yes, private health insurance is available year-round and isn’t restricted to the Open Enrollment Period. This makes it a great option if you’ve missed marketplace deadlines or had a recent life change.
Absolutely. Many private plans are cost-effective and can be tailored to your specific health needs and budget. At Health Insurance with Sherri, we specialize in finding affordable health insurance solutions in Florida.
Yes, private health insurance is a great option for small business owners who want to offer employee coverage or need individual protection. We work with Florida small businesses to build custom group plans.
We take the guesswork out of choosing a plan. You get personal, expert advice at no cost to you. We shop multiple providers to find the best private health insurance plans in Florida for your needs.
Coverage varies by plan but often includes doctor visits, specialist care, preventive services, lab tests, emergency care, and hospitalization. We’ll help you understand exactly what’s included in your plan.
Choosing a plan depends on your health needs, budget, and provider preferences. We make it easy by walking you through all your options and answering your questions one-on-one
Many private plans have broad provider networks, so you may be able to keep your current doctor. We can check plan networks and make sure your preferred providers are included.
